Chapter $14$ discusses various ways to achieve cash distributions. One way is through cash payments or dividends and the other way would be capital appreciation and stock buy backs.

I just retired and having earned my MBA from Averett, I decided that I can manage my own investments.

My wife says, "Okay, but explain what you are going to do with stock investments. Since you are $12$ years my senior and I may have to manage these investments or hire someone and I don't want to get cheated."

I answer, "Okay, you can either be a dividend investor and get paid by periodic cash dividends or a growth type investor who could get paid through capital appreciation and buy backs."

My wife asks, $"$So would I rather get a dividend or capital appreciation? Please explain."