Chapter 15 The Management of Capital 54 e cel 3. Using the following information for Sun-up National Bank, calculate that bank's my of total-capital-to-tisk-weighted assets under the terms of the Basel I Agreement . Dog the bank have sufficient capital? $18.1 million On-Balance Sheet Items (Assets) Cash $ 3.5 million U.S. Treasury securities 25.6 Deposit balances due from other banks 4.0 Loans secured by first lines on residential property 11- to 4-family dwellings) 19.7 Loans to corporations 105.3 Total assets $158.1 million Off-Balance-Sheet Items Standby letters of credit backing municipals and corporate borrowing Long-term binding commitments to corporate customers Total off-balance- sheet items Total capital 40.2 million $58.3 million $11.8 million