Chapter 18 1. Consider a failing bank and assume the FDIC insures up to $250,000. A deposit of $581,147 is worth how much if the FDIC uses the payoff method? The purchase and assumption method? 2. a. Based on the balance sheet below, how well capitalized is the bank? b. How well capitalized is the bank based on the risk-weighted capital ratio? Table 3 Assets Liabilities Required Reserves Checkable Deposits $3 $112 Treasury Securities $50Bank Capital $21 Loans $80