Chapter 22 introduces four major pieces of federal legislation that has impacted the real estate industry and links federal involvement in housing to the U.S. Constitution and the Bill of Rights. It is widely accepted that the federal, sate and local governments have a vested interest along with the constitutional obligation to promote fair housing and equal access. Do you agree or disagree with this position that the federal governments obligation to regulate the housing industry and real estate is linked to the US Constitution and the Bill of Rights? Justify your response. Which piece of federal legislation do you consider to be the most critical law that protects the public? Why? In addition, during the past 5 years or so, Congress has aggressively passed legislation to protect homeowners from foreclosure. In your opinion, is that appropriate? Explain your position.