Chapter: New Jersey Laws, Rules, and Regulations Pertinent to Life Only Question 12 of 15 All of the following actions can be described as twisting EXCEPT AMisrepresenting the terms and conditions of the existing policy to make the new one more attractive BEmbellishing the terms of the proposed policy in order to convince the insured to switch CMaking an incomplete comparison between the existing and proposed policies DExplaining to client the advantages of permanent insurance over term and suggesting changing policies