Chapters 5 and 6. Lorraine Jackson won a lottery. She will have a choice of receiving an annuity of $25,000 at the end of each year for the next 30 years, or a lump sum of $240,400 today. If she can earn a return of 9 percent on any investment she makes, what should she do? (Round to the nearest hundred dollars.) Take the annuity because its value is more than $240,400. Take the annuity because its value is less than $240,400 Take the lump sum because its value is more than the annuity's value Take the lump sum because its value is less than the annuity's value