Charles has a PAP with the following coverages:

Liability coverages: $100,000/$200,000/$50,000

Medical payments coverage; $7,000 per person

Uninsured motorists coverage: $15,000 per person

Collision Loss: $1,500 deductible

Other-than-collision loss:$150 deductible

Assume each event is an INDEPENDENT event. There may be multiple damages. In each event show how much Charles would receive from his insurer? What coverages would be in effect? SHOW YOUR WORK

Charless daughter has a boyfriend. She allows the boyfriend to drive Charless car home from the movie theater. The boyfriend hits a car that was stopped at a stop light. There were four people in the car. Each person in the car had damages of $60,000. The boyfriend did not have insurance and neither did the driver of the car that was hit. Charless car was miraculously undamaged except that it needs to have its windshield replaced for a cost of $200.

Charless wife accidently drives into a neighbors house during a snowstorm. The property damage to the house is $60,000. The damage to the family car is $15,000 and his wife has medical expenses of $17,000

Charles hits a deer while crossing a highway. The cost of repairing the car is $5,000.

Charles is walking across the street and is struck by a motorist who fails to stop (hit and run). He has bodily injuries in the amount of $10,000.