Charles Schwab Corporation is one of the more innovative brokerage and financial service companies in the United States. The company recently provided information about its major business segments as follows (in millions): Investor Services Institutional Services Revenues $3,219 $1,514 Income from operations 875 523 Depreciation 153 53 If Schwab decided to sell its “Institutional Services” accounts to another company, estimate how much operating income would decline.