Charley Designer Shirt Company is a hypothetical multinational firm based in the United States. Charley sells high-end shirts to retail clothing stores in the United States and France. The retail clothing stores typically pay Charley 20% of the purchase price in cash at the time of purchase and promise to pay the balance after 60 days. The U.S. sales are denominated in U.S. dollars; the French sales are denominated in euros (the currency used in France). All the shirts that Charley sells are manufactured in Indonesia. The shirt-making facilities are not owned by Charley; instead, Charley contracts with various shirt makers for the production and delivery of the shirts. All of Charley's shirt-purchase contracts are denominated in the Indonesian currency, the rupiah. Based on this short description, what risks are faced by Charley? Interest rate risk and liquidity risk Credit risk and exchange risk Interest rate risk and exchange rate risk Credit risk and liquidity risk