Charlie and Molly plan to invest in corporate securities. While Charlie plans to retire next year on his 65th birthday, Molly is celebrating her first job after college and her 22nd birthday. Which of the two investors would be well advised to choose a more conservative investment strategy?

A) It depends on whether they want to invest in stocks or bonds.

B) Charlie

C) A conservative investment strategy is always the best strategy for both of them.

D) Molly