Charlie Barker has requires a mortgage of $400,000. The bank is quoting 4.25%. He would like to have a 20-year amortization period and wants to make payments monthly. REQUIRED a) What is the EAR for this mortgage? b) What is the APR for this mortgage c) What is the Period rate for this mortgage given the payments are on a monthly basis? d) What will Charlie's monthly payments be? You must show all of your work and carry all rate calculations to the 4th decimal place