Charlie borrowed $$182000$ today. The interest rate on the loan is $j_1=4\mathrm{.}8\%$ for the first $5$ years, then it changes to $j_1=8\mathrm{.}2\%$ thereafter. To repay the loan, Charlie makes yearly payments of R dollars $($in the end of year$)$ from year $3$ to year $11.$ What is R$?$

Answer: $