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Charlie has overused his credit card and now has $10,000 in debt. Using an interest rate of j12=18%, calculate how long will it take to

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Charlie has overused his credit card and now has $10,000 in debt. Using an interest rate of j12=18%, calculate how long will it take to pay off this amount if he makes payments of $300 at the beginning of each month. Express your answer in months rounded to 2 decimal places

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