Charlie Stone wants to retire in 24 years, and he wants to have an annuity of $2800 a year for 19 years after retirement. Charlie wants to receive the first annuity payment at the end of the 24th year. Using an interest rate of 12%, how much must Charlie invest today in order to have his retirement annuity? Multiple Choice $1521.82 $1445.73 $1674 O O $1358.76