Charlotte Smidt bought 2,000 shares of the balanced no-load LaJolla Fund exactly 1 year and 2 days ago for a NAV of $ 8.13 per share. During the year, the fund distributed investment income dividends of $ 0.34 per share and capital gains dividends of $ 0.35 per share. At the end of the year, Charlotte, who is in the 35% ordinary tax bracket (federal and state combined) and pays a 15% capital gains rate on dividends and on capital gains for holding periods longer than 12 months, realized $ 8.93 per share on the sale of all 2,000 shares. Calculate Charlotte's pretax and after-tax HPR on this transaction.

Charlotte's pretax HPR on this transaction is %. (Round to two decimal places.)

Charlotte's after tax HPR on this transaction is %. (Round to two decimal places.)