Check my work Check My Work button is now enabled5Item 5 Item 5 10 points The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 540 Demand deposits $ 5,570 Demand deposits from other FIs 1,800 Small time deposits 11,100 Investments 4,500 Jumbo CDs 3,650 Federal funds sold 2,295 Federal funds purchased 2,700 Loans 16,425 Equity 2,650 Reserve for loan losses (2,025 ) Premises 2,135 Total assets $ 25,670 Total liabilities/equity $ 25,670 Income Statement First National Bank Interest income $ 3,050 Interest expense 2,020 Provision for loan losses 270 Noninterest income 230 Noninterest expense 510 Taxes 90 a. Calculate the dollar value of FNBs earning assets. b. Calculate FNBs ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNBs asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNBs spread. (Round your answer to 2 decimal places. (e.g., 32.16))