Chelsea, a single woman, purchases a long term care policy approved under the Qualifed State Long Term Care Partnership program with a value of $90,000. Several years later, she receives benefits under the policy, adjusted for inflation, of $145,000. If Chelsea requires more long term care services and applies for Medicaid, she would have to spend down her assets to what level?

A. $2000

B. $145,000

C. $147.000

D. $90,000