Chelsea is a single mother living in California with her four-year-old daughter, Kelsey. In 2022, Chelsea earned $28,000 from her job. She also received a small inheritance from her late grandmother which amounted to $5,000. Despite not having any other source of earned income, she was able to meet her living expenses. Which of the following is true regarding Chelsea's eligibility for the young child tax credit in 2022? a. Chelsea is eligible for the YCTC because she has a qualifying child under the age of 6. b. Chelsea is not eligible for the YCTC because her income exceeds $25,000. c. Chelsea cannot claim the YCTC because she received an inheritance of $5,000. d. Chelsea is eligible for the YCTC because her earned income does not exceed $30,000