Chloe, age 48, divorced her husband in 2017. Chloes 8 year old grandson, Marcus, has been living with her since his parents were incarcerated in August 2019. Chloe provided all the support for Marcus in 2020. Chloe was laid off when her employer closed the business due to the COVID-19 crisis. Chloe received unemployment income, but to make ends meet, she took $9,000 out of her IRA when she lost her job. She spent the money on household bills and food. Chloe received an Economic Impact Payment (EIP) of $1,200 in 2020. Chloe and Marcus are both U.S. citizens and have valid Social Security numbers. No one else lives in the household with them. 4. Chloe never tested positive for COVID-19, so she must pay the 10% additional tax on the early distribution from her IRA. True False