Chloe Davis borrowed $10.000 from her o borrowed $10,000 from her employer's plan. When she left her employer in August, 2019, the loan had an outstanding balance of $7.500. Without regard to t ng balance of $7,500. Without regard to the loan, her account had a balance of $40,000. She requested a total Uisumption from the plan. Her Form 1099-R shows a distribution of $40,000. How much old one O $22,000 $24,500 O $30,000 O $32,500