Chloe is single, and she earned $82,000 in 2020. She paid a total of $15,300 in 2020 for benefits, including her health insurance premiums and 401(k) contributions. She paid $5,735 in state and local taxes, paid $3,240 in property taxes, paid $6,040 in mortgage interest, and donated $800 to charity in 2020. Assume that there are no other tax-deductible expenses or special adjustments to her taxable income. Find Chloe's taxable income for 2020. Note: The 2020 standard deduction for a single tax filer is $12,400.