Choose an incident of financial fraud or financial misconduct from the last year.

How did regulations or lack of regulations contribute to the fraud or misconduct?

What policies could the company have implemented to prevent this incident?

Do you think existing regulations and guidelines for prosecution are stringent enough to deter future similar behavior?

Do you think the CFP Board Code of Ethics or the CFA Institutes' standards of professional conduct and the respective guidelines for sanctioning members found in violation of the standards are stringent enough to deter future cases of similar behavior?