Choose any two items and discuss how the bank would have arrived at the amount to charge for that particular service (i.e. what cost drivers would be associated with the service to arrive at the amount to be charged).
Personal Fee Schedule Account Services 5.00 Stop payment (per item) 8.00 Paper statement (per statement cydle) Official checks... ATM/Debit Cards Transactions conducted at TD ATMs in the U.S and Canada ncluding mini-statements)Free Overdraft protection transfer fee (per daily transfer) Each withdrawal, transfer, & balance inquiry conducted at a non-TD ATM 3.00Overdraft-return (NSPMoverdraft-paid (per item) Debit transactions (signature and PIN.Free Sustained overdrafts Funds Transfers External transfers (to/from other institutions) 3 day delivery from other institutions 3 day delivery to other institutions Next day delivery to/from other institutions Printed check images with paper statement (per statement cycle.2.00 Overdraft Services 5 20.00 125.00 Excess pre-authorized withdrawals, transfers or 3.00 checks (Money Market/Savings) (per item 7.00 Excess withdrawal (per item-for Club accounts only ATM/Debit card research $25.00hour 100 Cashed or deposited item returned (per item) 3 day delivery Next day delivery Request funds from 700 Penny Arcadelcoin counting (where available) 15.00 Statements with check copies&/or deposit slips only 5.00/statement 5.00transaction s 40.00 Statements with check copies AND deposit reconstructions$25.00statement Incoming wire (domestic & international 25.00 Deposit reconstruction Gift Cards International Collections items (plus correspondent fee) Foreign bank drafts (purchased) Foreign currency bank notes (orders $250 and Foreign currency bank notes (orders less than $250) 1750 Gift Cards available in amounts from $25 to $750 (per card).No purchase fee s25.00 The fee will be waived for Savings Overdraft Protection transfers. However,Savings Overdraft Protection transfers will be counted in the total number of pre-authorized Please note: For transactions conducted at non-TD ATMs, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, ncluding for balance inquiries In certain instances, we will reimburse you for these fees Please see the chart below for details Subject to limitations under applicable state laws The fee applies to a maximum of five (5) items per day per account The Sustained Overdraft fee will be applied on the 10th consecutive business day of may impose a fee for each withdrawal in excess of six (6) that you make in any monthly period (based on your statement date). Please refer to the Personal Deposit Account Agreement for details We may impose a fee for each withdrawal in excess of three (3) that you make in any monthly period. Please refer to the Personal Deposit Account Agreement for details Other fees may apply See Terms&Conditions for more information. Some fees are waivedfor certain as described in this chart Official Check Incoming Stop Fee and Money Wire Fee PaymentImage Fee withdrawals, transfers, ATM Fee ProtectionStatement Non-TD Overdraft Paper Fee Transfer Fee Fee TD 60 Plus Check TD Student Check TD Select Savings Private Tiered Check TD Private Tiered Savings All Other Personal Savings Accounts ts For some Checking account types, we will reimburse you for surcharge fees incurred for transactions conducted at non-TD ATMs. Please see chart below for details: TD Relationship Checking TD Premier Checking All Private Banking ME, NH, NJ, NY PA, RI, VT All Private Banking Checking Accounts in DC, FL, MD Non-TD ATM surcharge fees for Checking Account transactions reimbursed to Customer's Checking Account at statement cycle close 2,500 Accounts in MA. 2,500
