Choose the answer that best completes the following sentence: For purposes of the Community Reinvestment Act ( CRA), an Assessment Area... Group of answer choices A. Can only be designated by the bank's regulators. B. Can only include locations from which the bank receives most of its deposits, not where it makes most of its loans. C. Can only include the locations from which the bank makes most of its loans, not where it receives most of its deposits. D. Cannot exclude areas inhabited by low- to moderate-income customers without adequate reason