Choose the response that accurately completes the following sentence. A taxpayer claiming the Premium Tax Credit:

1. May be claimed as a dependent on another person's return, as long as they are under age 27.
2. May have employer-sponsored health care coverage.
3. Must have household income for their family size that is less than 150% of the federal poverty level.
4. Will receive a refund if the amount of the credit is larger than the tax they owe.