Chris Seals has just given an insurance company $73,525. In return, she will receive an annuity of $10,790 for 12 years. o. At what rate of return must the insurance company invest this $73,525 to make the annual payments? (Use a Financial calculator to arrive ot the answers. Round the finol answer to 3 decimal places.) Rate of teturn b. What rate of return is required if the annuity is payable at the beginning of each year? (Use o Financial colculotor to orrive at the answers, Round the final answer to 2 decimal places.) Rate of return