Chrissy currently has a credit card that charges $14$ percent interest annually. She usually carries a balance of about $$$$300.$ Chrissy has received an offer for a new credit card with a teaser rate of $5$ percent for the first three $$months; after$$ that, the rate increases to $19$ percent. Assume that interest is compounded daily and there are $365$ days in a year. What will her total annual interest be with her current$$ card? What will her interest be the first year after she$$ switches? Should she switch based on the first year$$ interest?