Chuck Boyl saw the following advertisement for a used Volkswagen Bug and decided to work out the numbers to be sure the ad had no errors. What is the amount financed, finance charge, APR by formula, monthly payment by add$-$on$-$method, monthly payment by formula

Down payment $$0$

Annual percentage rate $13\mathrm{.}53\%$

Deferred price $$10,920\mathrm{.}60$ or $60$ payments at $$182\mathrm{.}01$ per month