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Chuck likes to build things, and over the years, he has enhanced the backyard of his modest. Home with the addition of a three-car garage,

Chuck likes to build things, and over the years, he has enhanced the backyard of his modest. Home with the addition of a three-car garage, a swimming pool, a large shed, a children's playhouse.A  gazebo. Chuck has a standard homeowners policy with no endorsements.



What, if anything, does Chuck need to do to obtain replacement cost coverage on his detached garage?

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