Chuck received a summons & complaint from Debbie to recover $5000 loan. Chuck felt the statute of limitations had expired so he ignored the papers. Debbie's attorney was granted a default judgement & Chuck's wages were garnished for the $5000. Chuck complains the judgement was wrong & unfair because the claim was barred by the statute of limitations.

is Chuck correct? Why or why not? Can Debbie collect a judgement on a claim that is time barred? Why or why not? What should Chuck have done after receipt of the summons?