Church Inc. is presently enjoying relatively high growth because of a surge in the demand for its new product. Management expects earnings and dividends to grow at a rate of 2.8% for the next 4 years, after which competition will probably reduce the growth rate in earnings and dividends to zero, i.e., g = 0. The companys most recent dividend, D0, was $2.69, and its required rate of return is 15%. What is the expected Horizon Value at t=4?