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Cindy celebrates her 70th birthday on May 5, 2019. She continues working for Company X who maintains a 401K plan for all their employees. In

Cindy celebrates her 70th birthday on May 5, 2019. She continues working for Company X who maintains a 401K plan for all their employees. In addition to participating in the 401K plan, Cindy also made contributions to her traditional IRA. What is the required beginning date for making Cindy's first RMD from her traditional IRA prior to the SECURE Act?

a december 31,2019

b april 1, 2020

c april 15, 2020

d. April 1st of the year follwoing her retirement

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