Claire Fitch is planning to begin an individual retirement program in which she will invest $2,700 at the end of each year. Fitch plans to retire after making 30 annual investments in the program earning a return of 12%. What is the value of the program on the date of the last payment (30 years from the present)? (PV of \$1, FV of \$1, PVA of $1, and FVA of \$1) (Use appropriate factor(s) from the tables provided. Round your "FV of an Ordinary Annuity" to 4 decimal places and final answer to the nearest whole dollar.) On January 1 , a company agrees to pay $19,000 in five years. If the annual interest rate is 5%, determine how much cash the company can borrow with this agreement. (PV of $1, FV of \$1, PVA of \$1, and FVA of \$1) (Use appropriate factor(s) from the tables provided. Round "Table Factor" to 4 decimal places.) Mark Welsch deposits $6,600 in an account that earns interest at an annual rate of 8%, compounded quarterly. The $6,600 plus earned interest must remain in the account 5 years before it can be withdrawn. How much money will be in the account at the end of 5 years? (PV of \$1, FV of \$1, PVA of \$1, and FVA of \$1) (Use appropriate factor(s) from the tables provided. Round "Table Factor" to 4 decimal places.)