Client B wants to increase their investment returns. Licensee B is happy to make recommendations because they want to increase their income. However, before they make any recommendations to Client B, they explain that to invest in products with higher investment returns will most likely mean investing in higher risk products that result in higher commissions. Has Licensee B breached their fiduciary duties? (Which is the correct answer?) Group of answer choices No, because Licensee B has explained the risks associated with what the client wishes to do. No, because the client wants to accept the risk. Yes, because they are misleading the client. Yes, because the client is to pay the increased fees if the investment is successful.Banking and insurance staff receiving a non-monetary benefit (gifts and prizes) in relation to a general insurance product - basic financial products is not conflicted remuneration. Group of answer choices True False