Clients come to their planner to discuss their desire to purchase a joint long-term care policy. The planner explains the one factor that may make their joint long-term care policy more expensive than other types of policies is:

a.Their interest in international travel

b.Their net worth

c.Their May/December age difference

d.Their estate plan goals

To define the financial planning relationship, the planner should utilize

		a.A 4-color marketing brochure and a website the client can click through to learn all they want, if they want.
		b.Disclosure documents and Contractual Documents which should be given to the client in hardcopy format and reviewed in sufficient detail to assure the client understands the practice and the responsibilities of each party.
		c.The CFP Website, which provides a detailed description of the planning process and a form which the clients complete for the purpose of getting the engagement letter to their attorney for review.
		d.A PowerPoint presentation detailing the financial planning process and the biographies of each of the planners in the firm along with a review of the results over the last 5 years for clients similar to the prospects.