CNBC.com reported mortgage applications increased 9.9% due to a decrease in the rate on 30 -year fixed-rate mortgages. Joe Sisneros wants to purchase a vacation home for $245,000 with 20% down. Calculate his monthly payment for a 30-year mortgage at 5.5\%. Calculate total interest. (Use Table 15.1.) Note: Round your intermediate calculations and final answers to the nearest cent. \begin{tabular}{|l|l|l|l|l|l|l|l|} \hline 4.500 & 0.37500 & 10.36384 & 7.64993 & 6.32649 & 5.55832 & 5.06685 & 4.49563 \\ \hline 4.625 & 0.38542 & 10.42420 & 7.71397 & 6.39417 & 5.62951 & 5.14140 & 4.57629 \\ \hline 4.750 & 0.39583 & 10.48477 & 7.77832 & 6.46224 & 5.70117 & 5.21647 & 4.65758 \\ \hline 4.875 & 0.40625 & 10.54556 & 7.84297 & 6.53070 & 5.77330 & 5.29208 & 4.73947 \\ \hline 5.000 & 0.41667 & 10.60655 & 7.90794 & 6.59956 & 5.84590 & 5.36822 & 4.82197 \\ \hline 5.125 & 0.42708 & 10.66776 & 7.97320 & 6.66881 & 5.91896 & 5.44487 & 4.90505 \\ \hline 5.250 & 0.43750 & 10.72917 & 8.03878 & 6.73844 & 5.99248 & 5.52204 & 4.98870 \\ \hline 5.375 & 0.44792 & 10.79079 & 8.10465 & 6.80847 & 6.06645 & 5.59971 & 5.07293 \\ \hline 5.500 & 0.45833 & 10.85263 & 8.17083 & 6.87887 & 6.14087 & 5.67789 & 5.15770 \\ \hline 5.625 & 0.46875 & 10.91467 & 8.23732 & 6.94966 & 6.21575 & 5.75656 & 5.24302 \\ \hline 5.750 & 0.47917 & 10.97692 & 8.30410 & 7.02084 & 6.29106 & 5.83573 & 5.32888 \\ \hline 5.875 & 0.48958 & 11.03938 & 8.37118 & 7.09238 & 6.36682 & 5.91538 & 5.41525 \\ \hline 6.000 & 0.50000 & 11.10205 & 8.43857 & 7.16431 & 6.44301 & 5.99551 & 5.50214 \\ \hline 6.125 & 0.51042 & 11.16493 & 8.50625 & 7.23661 & 6.51964 & 6.07611 & 5.58952 \\ \hline 6.250 & 0.52083 & 11.22801 & 8.57423 & 7.30928 & 6.59669 & 6.15717 & 5.67740 \\ \hline \end{tabular}