CNBC.com reported mortgage applications increased 9.9% due to a decrease in the rate on 30 -year fixed-rate mortgages. Joe Sisneros wants to purchase a vacation home for $325,000 with 20% down. Calculate his monthly payment for a 40 -year mortgage at 6.5%. Calculate total interest. (Use Table 15.1.) Note: Round your intermediate calculations and final answers to the nearest cent