Coca-Cola is the firm I chose this time, and their yearly cash flow from operating operations was $7,627,000 in 2018 and $10,471,000 in 2019. The net cash generated by Coca-Cola Co.'s operating activities grew from 2017 to 2018 and from 2018 to 2019. Like other firms in 2019, there was a big increase in cash flow, which is a good thing because investors consider the company's ability to repay the loan as well as the loan's purpose. Creditors must also look into the applicant's credit file to see if he or she has had any previous loans, bad credit, or bankruptcies in the last ten years. Based on Coca-financial Cola's behavior, I would lend them money as a creditor, not only because of their increased cash flow, but also because they are a company that has risen to the top of the industry through multinational brand recognition and perfected financial and capital structure management