Cody wants to accumulate at least $45,000 by depositing $1,100 at the end of each month into a fund that earns interest at 5.25% compounded monthly. a. How many deposits does she need to make in order to reach her goal?

a. How many deposits does she need to make in order to reach her goal? Round to the next payment

b. How long will it take Cody to reach her goal? Express the answer in years and months, rounded to the next payment period