Commercial bank World Bank Time deposit FDIC A deposit at a savings institution that earns interest and can require prior notice before the owner withdraws money The federal agency charged with regulating the securities markets in order to protect private investors Global organization whose focus is on financing economic development and improving standards of living and quality of life A bank document that guarantees a payment for goods will be made. IMF Open-market SEC Money supply Barter Global organization charged with lowering trade barriers and helping to stabilize currencies of member countries An institution that accepts deposits, makes business loans, and offers related services The buying and selling of government securities and commercial paper to regulate the money supply The federal agency that insures deposits in national banks and other member institutions Reset Letter of credit