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Commercial banks are generally cruised over its zero risk -behavior attitude in lending business. However, evidence suggest that during economic turmoil, banks too seek help

Commercial banks are generally cruised over its zero risk -behavior attitude in lending business. However, evidence suggest that during economic turmoil, banks too seek help from central bank and government. Business operation efficiency and profitability is not admirable. Discuss the validity of the statement based on findings from published journals. (Note: Any discussion with evidence from recent academic journals that citing relationship of commercial banks operational efficiency risk behavior profitability is accepted).

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