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Common carriers are usually liable when property is damaged, but they are not liable for acts of Godfloods, hurricanes, and the like. Is this fair?

Common carriers are usually liable when property is damaged, but they are not liable for acts of Godfloods, hurricanes, and the like. Is this fair? If you send a friend an important item via UPS and the UPS truck is hit by a tornado, who should pay for the lost item? Isnt UPS in a better financial position to pay for the loss? (In the end, the company might well offer to pay for the loss even though the law does not require it.)

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