Common uses for life insurance involving charitable giving include all of the following EXCEPT: Giving an existing policy to charity Creating a new policy to give to charity with charity as sole death beneficiary, where future donations will be made to the charity, allowing the charity to make future premium payments Replacing wealth for heirs who were initially disadvantaged by the use of a charitable planning technique Creating a new policy to give to charity where future premium payments (deductible as charitable gifts) on the policy owned by the charity will be made by the donor to the insurance company, and where the charity will receive all death benefits of the policy Creating a new policy to give to charity where future premium payments (deductible as charitable gifts) on the policy owned by the charity will be made by the donor to the insurance company, and where some of the death benefit of the policy will be given to the donor's children