Community Bank's Tier 1 capital is $213 million and Tier II capital is $84 million. The bank has $3500 million assets and $2500 million risk weighted assets. The bank advances $125 million loan to fund a high-rise commercial building and the loan is fully funded by new deposits. The risk weight of commercial buildings is 150%. What is the bank's new Total Capital Ratio? a. 11.05% b. 11.31% c. None of the other options are correct d. 17.82% e. 3.13%