Companies X and Y have been offered the following rates per annum on a $50 million 3-year loan:

	fixed rate	Floating Rate
Company X	11.00%	0.70%
Company Y	13.00%	1.20%

Company X requires a floating-rate loan; company Y requires a fixed-rate loan. Design a swap that will net a bank, acting as intermediary, 0.6% per annum and that will appear equally attractive to both companies. Also draw the accompanying graph to illustrate.