Company A and Company B have the same total assets, Return on Assets (ROA), and profit margin. However, Company A has higher liability-to-asset ratio and interest expense than Company B. Which of the following statements is most correct? Select one: a. Company A has a lower ROE than Company B. b. Company A has a lower operating income (EBIT) than Company B. c. Company A has a lower total assets turnover than Company B. d. Company A has a lower net income than Company B. e. Company A has a higher equity multiplier (EM) than Company B.