Company A is currently cash-constrained, and must make a decision about whether to delay paying one of its suppliers, or taking out a loan. They owe the supplier $13457, and they can borrow the money from Bank B, which has offered to lend the firm $13457 for 2 months at an APR of 14% (compounded). The loan has a 1.96% loan origination fee.

What would be the cost for Company A if they decide to borrow from Bank B?