Company A wants to issue bonds and expects the interest rates to decline in the future. Company B wants to issue bonds and expects the interest rates to rise in the future. The market interest rate for Company A and Company B are as follows: Market Rates Fixed interest rate Floating interest rate Company A 4.5% EURIBOR Company B 7% EURIBOR+ 1% Company A, Company B, and Swap Bank enter an interest-rate swap agreement with annual payments. The swap agreement is set up in the following way: . Company A issues fixed-rate bonds at an 4.5% rate and pays EURIBOR to the Swap Bank. Company B issues floating-rate bonds at an EURIBOR+ 1% and pays 5.5% to the Swap Bank. Swap Bank pays 5,0% to Company A and EURIBOR to Company B. How much will Company B save periodically on interest rates thanks to this swap agreement?