Company X can borrow fixed rate at $2\mathrm{.}26\%$ and floating rate at $3-$month LIBOR plus $6$basis points. Company Y can borrow fixed rate at $3\mathrm{.}19\%$ and floating rate at $3-$month LIBOR plus $74$basis points. Suppose that Company X borrows fixed and Company Y borrows floating. If they enter into a swap with other$$where the apparent benefits are shared equally, what is company X$\text{'}$s effective borrowing rate?