Company XYZ wants to start using consumer reports obtained from consumer reporting agencies (CRAs) when the HR department performs reference checking and background checks of future and current employees. Permissible purposes for using consumer reports include employment purposes which in turn include (1) preemployment screening for the purpose of evaluating the candidate for employment and (2) determining if an existing employee qualities for promotion, reassignment or retention. Which of the following allows an employer to obtain a consumer report assuming the employer meets all standards? Question 14 options: The Electronic Communications Privacy Act (ECPA) The Fair Credit Reporting Act (FCRA) The National Labor Relations Act (NLRA) The Fair Labor Standards Act (FLSA)